Copyright Notices

The works of authorship contained in this World Wide Web site (the "Site"), including but not limited to all design, text and images are owned, except as otherwise expressly stated, by the Financial Industry Regulatory Authority, Inc. (FINRA) or one of its affiliates, including FINRA Regulation, Inc., and FINRA Dispute Resolution, Inc., and may not be copied, reproduced, transmitted, displayed, performed, distributed, rented, sublicensed, altered, stored for subsequent use or otherwise used in whole or in part in any manner without FINRA's prior written consent, except to the extent that such use constitutes "fair use" under the Copyright Act of 1976 (17 U.S.C. § 107), as amended, and except for one temporary copy in a single computer's memory and one unaltered permanent copy to be used by the viewer for personal and non-commercial use only, with an attached copy of this page containing FINRA's Copyright and Trademark Notices and Disclaimer.

Some of the photographic images used in this Web site were provided under license from the following entities with all rights reserved: © 1997 Corel Corporation; © 1996 Digital Stock Corporation 800.545.4514; © 1997 Digital Vision; Image Copyright © 1995 PhotoDisc, Inc; © 1996 Microform, Inc.

Unless otherwise provided for expressly in writing, you may provide a hypertext link to the homepage only of this Site on another web site, provided that (a) the link must be a text-only link clearly marked "IARD Home Page," (b) the appearance, position and other aspects of the link may not be such as to damage or dilute the goodwill associated with FINRA's name and trademarks, (c) the appearance, position and other aspects of the link may not create the false appearance that an entity is associated with or sponsored by FINRA, (d) the link, when activated by a user, must display this Site full-screen and not within a "frame" on the linked Web site, and (e) FINRA reserves the right to revoke its consent to the link at any time in its sole discretion.

Trademark/Service Mark Notices

NASD, CRD, BrokerCheck, ADF, PROCTOR and NASD Investor Education Foundation are registered service/trademarks of FINRA. FINRA, FINRA Investor Education Foundation, IARD, TRACE, CRCP, TRF, Trade Reporting Facility, OTC, OTCBB and Over-the-counter are service/trademarks of FINRA.

FINRA or logos or other names and trademarks contained on this Site may not be used without written permission from the owning entity.

Featured logos are service/trademarks of their respective owners.

Disclaimer

Because of the possibility of human and mechanical error as well as other factors, FINRA and its affiliates are not responsible for any errors in or omissions from the information contained in or accessed through this Site. All such information is provided "as is" without warranty of any kind. FINRA and its affiliates make no representations and disclaim all express, implied and statutory warranties of any kind to the user and/or any third party, including any warranties of accuracy, timeliness, completeness, merchantability and fitness for any particular purpose.

Except for claims that cannot be excluded by the applicable local law, FINRA and its affiliates shall have no tort, contract or any other liability to user and/or any third party arising as a result of use of and/or access to this Site.

Under no circumstances shall FINRA or its affiliates be liable to user and/or any third party for any lost profits or lost opportunity, indirect, special, consequential, incidental or punitive damages whatsoever, even if FINRA or its affiliates have been advised of the possibility of such damages.

Some U.S. states and foreign countries provide rights in addition to those above or do not allow for the exclusion or limitation of implied warranties or liability for incidental or consequential damages. Therefore, the above limitations may not apply to you, or there may be state provisions which supersede the above. Any clause of this Disclaimer declared invalid by the appropriate authority shall be deemed severable and shall not affect the validity or enforceability of the remainder. The terms of this Disclaimer are governed by the laws of the State of New York and may only be amended in a writing signed by FINRA.

Resources

Many FINRA documents are available as Portable Document Format (PDF) files so that the on-line document is similar to the printed piece that you would receive in the mail. If you do not have the Adobe® Acrobat Reader to view PDF files, please download the free plug-in. PDF items will open in a new browser window.

To report technical problems with this Web site, please go to Technical Problem Reporting.